Call reports 2006
BANK OF FAYETTEVILLE, THE — 2006
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 378,494,000 | 362,400,000 | 398,594,000 | 411,000,000 |
| Total loans | 247,465,000 | 249,330,000 | 261,054,000 | 281,543,000 |
| Allowance for loan losses | 3,821,000 | 3,913,000 | 3,975,000 | 4,291,000 |
| Securities available for sale | 100,702,000 | 82,926,000 | 101,327,000 | 99,524,000 |
| Securities held to maturity | 1,120,000 | 922,000 | 871,000 | 871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,363,000 | 277,129,000 | 291,545,000 | 296,673,000 |
| Interest-bearing deposits | 242,762,000 | 260,712,000 | 277,933,000 | 276,747,000 |
| Noninterest-bearing deposits | 18,601,000 | 16,417,000 | 13,612,000 | 19,926,000 |
| Equity capital | 27,082,000 | 27,330,000 | 29,948,000 | 30,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,388,000 | 11,060,000 | 17,265,000 | 24,107,000 |
| Interest expense | 2,115,000 | 4,253,000 | 6,867,000 | 9,834,000 |
| Net interest income | 3,273,000 | 6,807,000 | 10,398,000 | 14,273,000 |
| Noninterest income | 1,031,000 | 2,136,000 | 3,266,000 | 4,325,000 |
| Noninterest expense | 2,681,000 | 5,383,000 | 7,973,000 | 10,971,000 |
| Provision for loan losses | 90,000 | 220,000 | 320,000 | 970,000 |
| Pretax income | 1,533,000 | 3,340,000 | 5,268,000 | 6,554,000 |
| Income tax | 515,000 | 1,131,000 | 1,585,000 | 1,753,000 |
| Net income | 1,018,000 | 2,209,000 | 3,683,000 | 4,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,211,000 | 29,038,000 | 30,397,000 | 31,148,000 |
| Total capital | 31,515,000 | 32,189,000 | 34,099,000 | 34,794,000 |
| Risk-weighted assets | 263,557,000 | 268,609,000 | 309,392,000 | 309,364,000 |