Call reports 2005
BANK OF FAYETTEVILLE, THE — 2005
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 366,282,000 | 377,687,000 | 387,390,000 | 368,000,000 |
| Total loans | 212,694,000 | 232,246,000 | 234,230,000 | 240,364,000 |
| Allowance for loan losses | 3,188,000 | 3,475,000 | 3,671,000 | 3,671,000 |
| Securities available for sale | 112,893,000 | 110,273,000 | 108,925,000 | 98,539,000 |
| Securities held to maturity | 2,489,000 | 1,167,000 | 1,166,000 | 1,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,318,000 | 246,502,000 | 268,614,000 | 235,328,000 |
| Interest-bearing deposits | 202,151,000 | 192,041,000 | 250,906,000 | 220,083,000 |
| Noninterest-bearing deposits | 50,167,000 | 54,462,000 | 17,708,000 | 15,245,000 |
| Equity capital | 24,186,000 | 25,322,000 | 26,121,000 | 26,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,003,000 | 8,591,000 | 13,350,000 | 18,454,000 |
| Interest expense | 1,125,000 | 2,485,000 | 4,139,000 | 5,908,000 |
| Net interest income | 2,878,000 | 6,106,000 | 9,211,000 | 12,546,000 |
| Noninterest income | 791,000 | 1,581,000 | 2,481,000 | 3,332,000 |
| Noninterest expense | 2,480,000 | 4,885,000 | 7,444,000 | 10,218,000 |
| Provision for loan losses | 90,000 | 380,000 | 570,000 | 650,000 |
| Pretax income | 1,204,000 | 2,528,000 | 3,784,000 | 5,116,000 |
| Income tax | 396,000 | 815,000 | 1,237,000 | 1,559,000 |
| Net income | 808,000 | 1,713,000 | 2,547,000 | 3,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,218,000 | 25,807,000 | 26,622,000 | 27,215,000 |
| Total capital | 28,247,000 | 29,034,000 | 29,862,000 | 30,502,000 |
| Risk-weighted assets | 242,164,000 | 258,613,000 | 259,231,000 | 266,087,000 |