Call reports 2004
BANK OF FAYETTEVILLE, THE — 2004
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 280,126,000 | 309,883,000 | 349,226,000 | 355,071,000 |
| Total loans | 165,533,000 | 172,124,000 | 183,935,000 | 198,895,000 |
| Allowance for loan losses | 2,973,000 | 3,071,000 | 3,139,000 | 3,121,000 |
| Securities available for sale | 86,256,000 | 104,664,000 | 120,581,000 | 116,509,000 |
| Securities held to maturity | 2,808,000 | 2,923,000 | 2,931,000 | 2,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,079,000 | 223,099,000 | 233,713,000 | 241,552,000 |
| Interest-bearing deposits | 191,330,000 | 181,827,000 | 194,436,000 | 194,510,000 |
| Noninterest-bearing deposits | 38,749,000 | 41,271,000 | 39,276,000 | 47,042,000 |
| Equity capital | 19,195,000 | 23,180,000 | 24,635,000 | 24,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,898,000 | 5,983,000 | 9,537,000 | 13,359,000 |
| Interest expense | 563,000 | 1,131,000 | 2,034,000 | 3,050,000 |
| Net interest income | 2,335,000 | 4,852,000 | 7,503,000 | 10,309,000 |
| Noninterest income | 725,000 | 1,467,000 | 2,185,000 | 2,937,000 |
| Noninterest expense | 2,366,000 | 4,760,000 | 7,276,000 | 10,405,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 761,000 | 1,566,000 | 2,440,000 | 2,810,000 |
| Income tax | 252,000 | 530,000 | 804,000 | 768,000 |
| Net income | 509,000 | 1,036,000 | 1,636,000 | 2,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,714,000 | 23,872,000 | 24,294,000 | 24,427,000 |
| Total capital | 21,060,000 | 26,350,000 | 26,989,000 | 27,290,000 |
| Risk-weighted assets | 187,008,000 | 197,578,000 | 214,385,000 | 228,810,000 |