Call reports 2003
BANK OF FAYETTEVILLE, THE — 2003
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 239,523,000 | 252,737,000 | 272,612,000 | 276,386,000 |
| Total loans | 143,363,000 | 152,782,000 | 154,923,000 | 155,480,000 |
| Allowance for loan losses | 2,870,000 | 2,983,000 | 3,055,000 | 3,003,000 |
| Securities available for sale | 62,931,000 | 70,188,000 | 77,086,000 | 81,298,000 |
| Securities held to maturity | 4,825,000 | 2,751,000 | 2,753,000 | 2,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,882,000 | 204,151,000 | 231,538,000 | 239,981,000 |
| Interest-bearing deposits | 168,430,000 | 171,287,000 | 196,860,000 | 204,307,000 |
| Noninterest-bearing deposits | 33,452,000 | 32,864,000 | 34,678,000 | 35,674,000 |
| Equity capital | 17,572,000 | 17,991,000 | 18,202,000 | 18,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,849,000 | 5,712,000 | 8,554,000 | 11,506,000 |
| Interest expense | 710,000 | 1,305,000 | 1,901,000 | 2,501,000 |
| Net interest income | 2,139,000 | 4,407,000 | 6,653,000 | 9,005,000 |
| Noninterest income | 723,000 | 1,404,000 | 2,246,000 | 2,998,000 |
| Noninterest expense | 2,164,000 | 4,517,000 | 6,773,000 | 9,276,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 962,000 | 1,672,000 | 2,444,000 | 3,103,000 |
| Income tax | 332,000 | 565,000 | 822,000 | 1,032,000 |
| Net income | 630,000 | 1,107,000 | 1,622,000 | 2,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,956,000 | 17,357,000 | 17,857,000 | 18,112,000 |
| Total capital | 18,985,000 | 19,512,000 | 20,107,000 | 20,379,000 |
| Risk-weighted assets | 161,488,000 | 171,531,000 | 179,217,000 | 180,680,000 |