Call reports 2002
BANK OF FAYETTEVILLE, THE — 2002
What BANK OF FAYETTEVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,766,000 | 238,234,000 | 235,504,000 | 231,967,000 |
| Total loans | 125,849,000 | 133,515,000 | 140,090,000 | 143,991,000 |
| Allowance for loan losses | 2,672,000 | 2,793,000 | 2,921,000 | 2,884,000 |
| Securities available for sale | 66,944,000 | 66,837,000 | 63,536,000 | 54,572,000 |
| Securities held to maturity | 5,110,000 | 4,829,000 | 4,830,000 | 4,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,334,000 | 200,986,000 | 206,726,000 | 205,473,000 |
| Interest-bearing deposits | 161,033,000 | 162,737,000 | 172,535,000 | 175,324,000 |
| Noninterest-bearing deposits | 32,301,000 | 38,248,000 | 34,192,000 | 30,148,000 |
| Equity capital | 15,362,000 | 16,140,000 | 16,826,000 | 17,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,998,000 | 6,001,000 | 9,082,000 | 12,378,000 |
| Interest expense | 923,000 | 1,771,000 | 2,625,000 | 3,442,000 |
| Net interest income | 2,075,000 | 4,230,000 | 6,457,000 | 8,936,000 |
| Noninterest income | 553,000 | 1,210,000 | 1,896,000 | 2,574,000 |
| Noninterest expense | 2,016,000 | 4,132,000 | 6,218,000 | 8,357,000 |
| Provision for loan losses | 136,000 | 274,000 | 412,000 | 550,000 |
| Pretax income | 712,000 | 1,270,000 | 2,072,000 | 2,952,000 |
| Income tax | 223,000 | 415,000 | 684,000 | 994,000 |
| Net income | 489,000 | 861,000 | 1,388,000 | 1,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,186,000 | 15,388,000 | 15,900,000 | 16,293,000 |
| Total capital | 17,003,000 | 17,343,000 | 17,881,000 | 18,323,000 |
| Risk-weighted assets | 144,520,000 | 155,523,000 | 157,505,000 | 161,539,000 |