Call reports 2006
GREEN LAKE STATE BANK — 2006
What GREEN LAKE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,930,000 | 72,744,000 | 73,560,000 | 86,177,000 |
| Total loans | 58,439,000 | 61,110,000 | 61,177,000 | 63,667,000 |
| Allowance for loan losses | 963,000 | 945,000 | 889,000 | 942,000 |
| Securities available for sale | 6,709,000 | 7,262,000 | 7,286,000 | 6,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,389,000 | 59,752,000 | 62,954,000 | 75,275,000 |
| Interest-bearing deposits | 49,519,000 | 51,114,000 | 54,271,000 | 63,417,000 |
| Noninterest-bearing deposits | 8,870,000 | 8,638,000 | 8,683,000 | 11,858,000 |
| Equity capital | 6,376,000 | 6,487,000 | 6,605,000 | 6,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,581,000 | 3,995,000 | 5,477,000 |
| Interest expense | 485,000 | 1,023,000 | 1,607,000 | 2,275,000 |
| Net interest income | 775,000 | 1,558,000 | 2,388,000 | 3,202,000 |
| Noninterest income | 89,000 | 193,000 | 317,000 | 503,000 |
| Noninterest expense | 376,000 | 768,000 | 1,164,000 | 1,573,000 |
| Provision for loan losses | 30,000 | 30,000 | 39,000 | 118,000 |
| Pretax income | 458,000 | 953,000 | 1,502,000 | 2,014,000 |
| Income tax | 168,000 | 348,000 | 547,000 | 731,000 |
| Net income | 290,000 | 605,000 | 955,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,369,000 | 6,485,000 | 6,587,000 | 6,916,000 |
| Total capital | 7,139,000 | 7,301,000 | 7,399,000 | 7,799,000 |
| Risk-weighted assets | 61,416,000 | 65,122,000 | 64,852,000 | 70,547,000 |