Call reports 2020
FIRST NATIONAL BANK OF GORDON, THE — 2020
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 213,649,000 | 230,534,000 | 237,107,000 | 240,659,000 |
| Total loans | 103,640,000 | 110,968,000 | 106,940,000 | 105,569,000 |
| Allowance for loan losses | 4,006,000 | 4,200,000 | 4,529,000 | 4,482,000 |
| Securities available for sale | 83,729,000 | 98,068,000 | 104,194,000 | 91,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,603,000 | 194,918,000 | 202,020,000 | 205,370,000 |
| Interest-bearing deposits | 146,808,000 | 158,602,000 | 164,516,000 | 164,488,000 |
| Noninterest-bearing deposits | 31,795,000 | 36,316,000 | 37,504,000 | 40,882,000 |
| Equity capital | 29,064,000 | 29,614,000 | 29,666,000 | 29,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 4,866,000 | 6,912,000 | 8,697,000 |
| Interest expense | 309,000 | 575,000 | 761,000 | 930,000 |
| Net interest income | 2,238,000 | 4,291,000 | 6,151,000 | 7,767,000 |
| Noninterest income | 240,000 | 262,000 | 448,000 | 734,000 |
| Noninterest expense | 1,027,000 | 2,064,000 | 3,134,000 | 4,237,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 1,151,000 | 1,889,000 | 2,565,000 | 3,364,000 |
| Income tax | 19,000 | 42,000 | 64,000 | 90,000 |
| Net income | 1,132,000 | 1,847,000 | 2,501,000 | 3,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,192,000 | 28,457,000 | 28,711,000 | 29,084,000 |
| Total capital | 29,807,000 | 30,122,000 | 30,338,000 | 30,724,000 |
| Risk-weighted assets | 126,807,000 | 130,676,000 | 127,291,000 | 128,427,000 |