Call reports 2019
FIRST NATIONAL BANK OF GORDON, THE — 2019
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 192,981,000 | 194,236,000 | 205,761,000 | 202,320,000 |
| Total loans | 104,783,000 | 111,711,000 | 109,258,000 | 109,164,000 |
| Allowance for loan losses | 4,700,000 | 4,781,000 | 4,247,000 | 3,987,000 |
| Securities available for sale | 80,661,000 | 77,467,000 | 79,689,000 | 79,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,760,000 | 157,083,000 | 170,969,000 | 167,812,000 |
| Interest-bearing deposits | 125,451,000 | 127,644,000 | 144,476,000 | 136,469,000 |
| Noninterest-bearing deposits | 33,309,000 | 29,439,000 | 26,493,000 | 31,343,000 |
| Equity capital | 26,633,000 | 27,625,000 | 28,186,000 | 27,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,673,000 | 7,169,000 | 9,587,000 |
| Interest expense | 306,000 | 664,000 | 1,044,000 | 1,393,000 |
| Net interest income | 1,930,000 | 4,009,000 | 6,125,000 | 8,194,000 |
| Noninterest income | 227,000 | 454,000 | 681,000 | 915,000 |
| Noninterest expense | 1,022,000 | 2,055,000 | 3,071,000 | 4,378,000 |
| Provision for loan losses | 300,000 | 550,000 | 900,000 | 1,350,000 |
| Pretax income | 835,000 | 1,858,000 | 2,835,000 | 3,381,000 |
| Income tax | 18,000 | 36,000 | 55,000 | 76,000 |
| Net income | 817,000 | 1,822,000 | 2,780,000 | 3,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,723,000 | 27,377,000 | 27,785,000 | 27,510,000 |
| Total capital | 28,263,000 | 28,982,000 | 29,408,000 | 29,108,000 |
| Risk-weighted assets | 120,010,000 | 125,189,000 | 127,181,000 | 125,445,000 |