Call reports 2018
FIRST NATIONAL BANK OF GORDON, THE — 2018
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 189,812,000 | 192,010,000 | 202,716,000 | 190,536,000 |
| Total loans | 97,781,000 | 106,083,000 | 106,681,000 | 104,747,000 |
| Allowance for loan losses | 3,886,000 | 4,068,000 | 4,307,000 | 4,510,000 |
| Securities available for sale | 85,620,000 | 81,249,000 | 78,876,000 | 80,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,199,000 | 155,136,000 | 170,136,000 | 155,459,000 |
| Interest-bearing deposits | 125,280,000 | 125,994,000 | 141,339,000 | 123,679,000 |
| Noninterest-bearing deposits | 29,919,000 | 29,142,000 | 28,797,000 | 31,780,000 |
| Equity capital | 24,484,000 | 24,786,000 | 24,932,000 | 25,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,261,000 | 6,457,000 | 8,724,000 |
| Interest expense | 203,000 | 486,000 | 817,000 | 1,156,000 |
| Net interest income | 1,825,000 | 3,775,000 | 5,640,000 | 7,568,000 |
| Noninterest income | 212,000 | 391,000 | 587,000 | 866,000 |
| Noninterest expense | 960,000 | 1,946,000 | 2,935,000 | 4,074,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,650,000 |
| Pretax income | 634,000 | 1,327,000 | 1,948,000 | 2,716,000 |
| Income tax | 19,000 | 37,000 | 56,000 | 75,000 |
| Net income | 615,000 | 1,290,000 | 1,892,000 | 2,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,429,000 | 25,854,000 | 26,156,000 | 26,155,000 |
| Total capital | 26,899,000 | 27,399,000 | 27,732,000 | 27,695,000 |
| Risk-weighted assets | 115,157,000 | 121,069,000 | 123,384,000 | 120,234,000 |