Call reports 2016
FIRST NATIONAL BANK OF GORDON, THE — 2016
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 183,981,000 | 190,462,000 | 197,775,000 | 196,236,000 |
| Total loans | 97,491,000 | 106,559,000 | 109,586,000 | 101,634,000 |
| Allowance for loan losses | 3,062,000 | 3,251,000 | 3,289,000 | 2,936,000 |
| Securities available for sale | 81,550,000 | 79,445,000 | 81,037,000 | 86,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,153,000 | 160,003,000 | 165,977,000 | 167,064,000 |
| Interest-bearing deposits | 128,687,000 | 135,752,000 | 142,201,000 | 142,143,000 |
| Noninterest-bearing deposits | 25,466,000 | 24,251,000 | 23,776,000 | 24,921,000 |
| Equity capital | 24,410,000 | 25,250,000 | 25,080,000 | 23,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,700,000 | 5,681,000 | 7,685,000 |
| Interest expense | 170,000 | 344,000 | 526,000 | 710,000 |
| Net interest income | 1,565,000 | 3,356,000 | 5,155,000 | 6,975,000 |
| Noninterest income | 213,000 | 458,000 | 677,000 | 888,000 |
| Noninterest expense | 940,000 | 1,861,000 | 2,786,000 | 3,918,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,000,000 | 2,550,000 |
| Pretax income | 560,000 | 1,375,000 | 2,068,000 | 1,417,000 |
| Income tax | 17,000 | 34,000 | 52,000 | 40,000 |
| Net income | 543,000 | 1,341,000 | 2,016,000 | 1,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,648,000 | 24,147,000 | 24,272,000 | 23,632,000 |
| Total capital | 25,109,000 | 25,723,000 | 25,902,000 | 25,145,000 |
| Risk-weighted assets | 115,311,000 | 124,435,000 | 128,769,000 | 119,616,000 |