Call reports 2015
FIRST NATIONAL BANK OF GORDON, THE — 2015
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 179,618,000 | 179,664,000 | 181,368,000 | 178,680,000 |
| Total loans | 93,762,000 | 97,775,000 | 94,444,000 | 95,249,000 |
| Allowance for loan losses | 2,634,000 | 2,811,000 | 2,921,000 | 3,006,000 |
| Securities available for sale | 75,421,000 | 75,094,000 | 75,915,000 | 77,214,000 |
| Securities held to maturity | 639,000 | 639,000 | 639,000 | 319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,445,000 | 148,439,000 | 152,195,000 | 146,696,000 |
| Interest-bearing deposits | 127,182,000 | 123,846,000 | 129,320,000 | 119,713,000 |
| Noninterest-bearing deposits | 24,263,000 | 24,593,000 | 22,875,000 | 26,983,000 |
| Equity capital | 22,979,000 | 23,489,000 | 23,926,000 | 23,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,679,000 | 5,656,000 | 7,538,000 |
| Interest expense | 171,000 | 348,000 | 527,000 | 702,000 |
| Net interest income | 1,671,000 | 3,331,000 | 5,129,000 | 6,836,000 |
| Noninterest income | 194,000 | 374,000 | 573,000 | 789,000 |
| Noninterest expense | 882,000 | 1,794,000 | 2,685,000 | 3,715,000 |
| Provision for loan losses | 225,000 | 450,000 | 950,000 | 1,490,000 |
| Pretax income | 762,000 | 1,472,000 | 2,098,000 | 2,451,000 |
| Income tax | 20,000 | 37,000 | 54,000 | 73,000 |
| Net income | 742,000 | 1,435,000 | 2,044,000 | 2,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,270,000 | 22,962,000 | 23,321,000 | 23,355,000 |
| Total capital | 23,561,000 | 24,361,000 | 24,692,000 | 24,728,000 |
| Risk-weighted assets | 101,951,000 | 110,527,000 | 108,174,000 | 108,230,000 |