Call reports 2013
FIRST NATIONAL BANK OF GORDON, THE — 2013
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,345,000 | 165,302,000 | 168,889,000 | 163,605,000 |
| Total loans | 82,081,000 | 88,376,000 | 87,750,000 | 87,005,000 |
| Allowance for loan losses | 1,895,000 | 1,966,000 | 1,873,000 | 1,890,000 |
| Securities available for sale | 75,623,000 | 67,416,000 | 70,079,000 | 69,120,000 |
| Securities held to maturity | 712,000 | 712,000 | 712,000 | 692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,410,000 | 142,036,000 | 144,304,000 | 137,467,000 |
| Interest-bearing deposits | 111,000,000 | 120,785,000 | 124,608,000 | 117,605,000 |
| Noninterest-bearing deposits | 33,410,000 | 21,251,000 | 19,696,000 | 19,862,000 |
| Equity capital | 20,753,000 | 20,520,000 | 20,816,000 | 20,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,343,000 | 5,208,000 | 7,011,000 |
| Interest expense | 196,000 | 380,000 | 558,000 | 735,000 |
| Net interest income | 1,428,000 | 2,963,000 | 4,650,000 | 6,276,000 |
| Noninterest income | 155,000 | 321,000 | 491,000 | 669,000 |
| Noninterest expense | 835,000 | 1,683,000 | 2,601,000 | 3,585,000 |
| Provision for loan losses | 350,000 | 550,000 | 700,000 | 850,000 |
| Pretax income | 398,000 | 1,051,000 | 1,840,000 | 2,510,000 |
| Income tax | 21,000 | 39,000 | 56,000 | 71,000 |
| Net income | 377,000 | 1,012,000 | 1,784,000 | 2,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,928,000 | 20,563,000 | 20,835,000 | 20,490,000 |
| Total capital | 21,057,000 | 21,757,000 | 22,042,000 | 21,696,000 |
| Risk-weighted assets | 89,586,000 | 94,732,000 | 95,924,000 | 95,788,000 |