Call reports 2012
FIRST NATIONAL BANK OF GORDON, THE — 2012
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,889,000 | 160,317,000 | 171,596,000 | 167,113,000 |
| Total loans | 81,441,000 | 87,685,000 | 82,132,000 | 80,958,000 |
| Allowance for loan losses | 1,665,000 | 1,677,000 | 1,785,000 | 1,974,000 |
| Securities available for sale | 72,324,000 | 63,287,000 | 72,841,000 | 75,450,000 |
| Securities held to maturity | 615,000 | 615,000 | 615,000 | 727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,695,000 | 134,074,000 | 146,397,000 | 136,352,000 |
| Interest-bearing deposits | 127,199,000 | 115,116,000 | 128,791,000 | 111,995,000 |
| Noninterest-bearing deposits | 17,496,000 | 18,958,000 | 17,606,000 | 24,357,000 |
| Equity capital | 20,449,000 | 20,787,000 | 21,436,000 | 20,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,514,000 | 5,314,000 | 6,968,000 |
| Interest expense | 240,000 | 474,000 | 692,000 | 903,000 |
| Net interest income | 1,486,000 | 3,040,000 | 4,622,000 | 6,065,000 |
| Noninterest income | 175,000 | 359,000 | 533,000 | 694,000 |
| Noninterest expense | 817,000 | 1,608,000 | 2,427,000 | 3,383,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 550,000 |
| Pretax income | 744,000 | 1,541,000 | 2,328,000 | 2,825,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 729,000 | 1,511,000 | 2,283,000 | 2,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,466,000 | 19,747,000 | 20,069,000 | 19,551,000 |
| Total capital | 20,577,000 | 20,907,000 | 21,211,000 | 20,666,000 |
| Risk-weighted assets | 88,342,000 | 92,309,000 | 90,752,000 | 88,371,000 |