Call reports 2008
FIRST NATIONAL BANK OF GORDON, THE — 2008
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 128,734,000 | 131,929,000 | 137,098,000 | 142,710,000 |
| Total loans | 56,681,000 | 61,774,000 | 63,277,000 | 65,566,000 |
| Allowance for loan losses | 994,000 | 996,000 | 976,000 | 1,006,000 |
| Securities available for sale | 60,658,000 | 60,382,000 | 56,978,000 | 65,140,000 |
| Securities held to maturity | 515,000 | 515,000 | 510,000 | 320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,723,000 | 112,499,000 | 118,839,000 | 119,659,000 |
| Interest-bearing deposits | 93,215,000 | 101,387,000 | 108,210,000 | 108,524,000 |
| Noninterest-bearing deposits | 17,508,000 | 11,112,000 | 10,629,000 | 11,135,000 |
| Equity capital | 14,476,000 | 13,232,000 | 14,262,000 | 15,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,153,000 | 6,281,000 | 8,361,000 |
| Interest expense | 566,000 | 1,106,000 | 1,621,000 | 2,112,000 |
| Net interest income | 1,513,000 | 3,047,000 | 4,660,000 | 6,249,000 |
| Noninterest income | 149,000 | 287,000 | 449,000 | 586,000 |
| Noninterest expense | 681,000 | 1,398,000 | 2,052,000 | 2,911,000 |
| Provision for loan losses | 130,000 | 130,000 | 230,000 | 330,000 |
| Pretax income | 851,000 | 1,800,000 | 2,808,000 | 3,571,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 54,000 |
| Net income | 840,000 | 1,778,000 | 2,775,000 | 3,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,950,000 | 14,388,000 | 14,885,000 | 15,527,000 |
| Total capital | 14,812,000 | 15,311,000 | 15,839,000 | 16,523,000 |
| Risk-weighted assets | 68,794,000 | 73,798,000 | 76,290,000 | 79,644,000 |