Call reports 2007
FIRST NATIONAL BANK OF GORDON, THE — 2007
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 101,269,000 | 105,779,000 | 112,434,000 | 111,570,000 |
| Total loans | 50,139,000 | 55,237,000 | 54,238,000 | 56,728,000 |
| Allowance for loan losses | 903,000 | 915,000 | 913,000 | 962,000 |
| Securities available for sale | 38,157,000 | 37,762,000 | 45,082,000 | 44,812,000 |
| Securities held to maturity | 4,378,000 | 4,228,000 | 3,318,000 | 2,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,460,000 | 85,763,000 | 96,288,000 | 94,494,000 |
| Interest-bearing deposits | 73,641,000 | 75,887,000 | 84,559,000 | 77,092,000 |
| Noninterest-bearing deposits | 11,819,000 | 9,877,000 | 11,729,000 | 17,402,000 |
| Equity capital | 12,972,000 | 12,761,000 | 13,028,000 | 13,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,561,000 | 5,504,000 | 7,433,000 |
| Interest expense | 543,000 | 1,124,000 | 1,756,000 | 2,348,000 |
| Net interest income | 1,175,000 | 2,437,000 | 3,748,000 | 5,085,000 |
| Noninterest income | 141,000 | 268,000 | 406,000 | 533,000 |
| Noninterest expense | 641,000 | 1,272,000 | 1,867,000 | 2,703,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 330,000 |
| Pretax income | 675,000 | 1,433,000 | 2,239,000 | 2,550,000 |
| Income tax | 0 | 20,000 | 126,000 | 137,000 |
| Net income | 675,000 | 1,413,000 | 2,113,000 | 2,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,023,000 | 13,511,000 | 13,311,000 | 13,610,000 |
| Total capital | 13,799,000 | 14,353,000 | 14,146,000 | 14,457,000 |
| Risk-weighted assets | 61,955,000 | 67,266,000 | 66,720,000 | 67,642,000 |