Call reports 2006
FIRST NATIONAL BANK OF GORDON, THE — 2006
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,089,000 | 100,574,000 | 100,799,000 | 104,335,000 |
| Total loans | 46,581,000 | 50,204,000 | 48,837,000 | 50,179,000 |
| Allowance for loan losses | 903,000 | 936,000 | 863,000 | 944,000 |
| Securities available for sale | 38,264,000 | 33,504,000 | 34,565,000 | 37,931,000 |
| Securities held to maturity | 8,488,000 | 7,830,000 | 7,114,000 | 5,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,152,000 | 80,147,000 | 83,068,000 | 84,027,000 |
| Interest-bearing deposits | 73,310,000 | 70,391,000 | 73,040,000 | 70,753,000 |
| Noninterest-bearing deposits | 11,842,000 | 9,756,000 | 10,028,000 | 13,274,000 |
| Equity capital | 12,008,000 | 12,080,000 | 12,939,000 | 13,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,170,000 | 4,827,000 | 6,521,000 |
| Interest expense | 434,000 | 914,000 | 1,364,000 | 1,893,000 |
| Net interest income | 1,114,000 | 2,256,000 | 3,463,000 | 4,628,000 |
| Noninterest income | 143,000 | 278,000 | 661,000 | 780,000 |
| Noninterest expense | 624,000 | 1,286,000 | 1,922,000 | 2,679,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 180,000 |
| Pretax income | 633,000 | 1,248,000 | 2,106,000 | 2,494,000 |
| Income tax | 185,000 | 358,000 | 608,000 | 765,000 |
| Net income | 448,000 | 890,000 | 1,498,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,446,000 | 12,739,000 | 13,196,000 | 13,227,000 |
| Total capital | 13,194,000 | 13,515,000 | 13,964,000 | 14,011,000 |
| Risk-weighted assets | 59,680,000 | 61,956,000 | 61,355,000 | 62,561,000 |