Call reports 2005
FIRST NATIONAL BANK OF GORDON, THE — 2005
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 87,076,000 | 98,739,000 | 108,304,000 | 106,177,000 |
| Total loans | 43,671,000 | 46,011,000 | 45,038,000 | 44,706,000 |
| Allowance for loan losses | 905,000 | 972,000 | 970,000 | 956,000 |
| Securities available for sale | 19,690,000 | 22,122,000 | 34,591,000 | 39,298,000 |
| Securities held to maturity | 11,475,000 | 11,369,000 | 10,904,000 | 9,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,255,000 | 79,550,000 | 92,945,000 | 90,758,000 |
| Interest-bearing deposits | 57,864,000 | 62,678,000 | 81,266,000 | 78,290,000 |
| Noninterest-bearing deposits | 13,391,000 | 16,872,000 | 11,679,000 | 12,468,000 |
| Equity capital | 11,376,000 | 11,550,000 | 11,746,000 | 11,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,485,000 | 3,966,000 | 5,556,000 |
| Interest expense | 264,000 | 566,000 | 911,000 | 1,267,000 |
| Net interest income | 937,000 | 1,919,000 | 3,055,000 | 4,289,000 |
| Noninterest income | 146,000 | 280,000 | 423,000 | 566,000 |
| Noninterest expense | 573,000 | 1,321,000 | 1,976,000 | 2,784,000 |
| Provision for loan losses | 155,000 | 240,000 | 310,000 | 310,000 |
| Pretax income | 336,000 | 625,000 | 1,174,000 | 1,743,000 |
| Income tax | 94,000 | 179,000 | 335,000 | 486,000 |
| Net income | 242,000 | 446,000 | 839,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,533,000 | 11,637,000 | 11,930,000 | 12,148,000 |
| Total capital | 12,218,000 | 12,373,000 | 12,684,000 | 12,890,000 |
| Risk-weighted assets | 54,564,000 | 58,652,000 | 60,092,000 | 59,127,000 |