Call reports 2004
FIRST NATIONAL BANK OF GORDON, THE — 2004
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,639,000 | 96,445,000 | 94,177,000 | 86,759,000 |
| Total loans | 51,638,000 | 52,926,000 | 49,270,000 | 47,576,000 |
| Allowance for loan losses | 1,071,000 | 1,114,000 | 996,000 | 960,000 |
| Securities available for sale | 19,819,000 | 22,056,000 | 19,833,000 | 16,640,000 |
| Securities held to maturity | 12,657,000 | 12,459,000 | 13,172,000 | 10,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,749,000 | 77,255,000 | 79,411,000 | 72,074,000 |
| Interest-bearing deposits | 69,302,000 | 63,371,000 | 65,654,000 | 58,940,000 |
| Noninterest-bearing deposits | 13,447,000 | 13,884,000 | 13,757,000 | 13,134,000 |
| Equity capital | 11,292,000 | 11,177,000 | 11,314,000 | 11,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,560,000 | 3,801,000 | 4,981,000 |
| Interest expense | 306,000 | 592,000 | 876,000 | 1,134,000 |
| Net interest income | 1,037,000 | 1,968,000 | 2,925,000 | 3,847,000 |
| Noninterest income | 228,000 | 403,000 | 608,000 | 755,000 |
| Noninterest expense | 631,000 | 1,291,000 | 1,941,000 | 2,810,000 |
| Provision for loan losses | 180,000 | 430,000 | 680,000 | 830,000 |
| Pretax income | 458,000 | 648,000 | 900,000 | 950,000 |
| Income tax | 137,000 | 184,000 | 254,000 | 280,000 |
| Net income | 321,000 | 464,000 | 646,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,142,000 | 11,285,000 | 11,268,000 | 11,291,000 |
| Total capital | 11,936,000 | 12,093,000 | 12,033,000 | 12,022,000 |
| Risk-weighted assets | 63,245,000 | 64,333,000 | 61,008,000 | 58,266,000 |