Call reports 2003
FIRST NATIONAL BANK OF GORDON, THE — 2003
What FIRST NATIONAL BANK OF GORDON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 91,183,000 | 96,276,000 | 103,812,000 | 104,678,000 |
| Total loans | 59,059,000 | 62,163,000 | 62,166,000 | 57,015,000 |
| Allowance for loan losses | 1,209,000 | 1,240,000 | 1,290,000 | 1,322,000 |
| Securities available for sale | 15,532,000 | 15,809,000 | 16,051,000 | 20,234,000 |
| Securities held to maturity | 6,796,000 | 7,798,000 | 7,544,000 | 11,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,334,000 | 76,916,000 | 88,404,000 | 89,124,000 |
| Interest-bearing deposits | 65,467,000 | 66,663,000 | 76,120,000 | 75,320,000 |
| Noninterest-bearing deposits | 10,867,000 | 10,253,000 | 12,284,000 | 13,804,000 |
| Equity capital | 10,133,000 | 10,264,000 | 10,533,000 | 10,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,702,000 | 4,065,000 | 5,384,000 |
| Interest expense | 376,000 | 743,000 | 1,112,000 | 1,453,000 |
| Net interest income | 978,000 | 1,959,000 | 2,953,000 | 3,931,000 |
| Noninterest income | 168,000 | 317,000 | 479,000 | 685,000 |
| Noninterest expense | 616,000 | 1,316,000 | 1,905,000 | 2,416,000 |
| Provision for loan losses | 40,000 | 120,000 | 160,000 | 890,000 |
| Pretax income | 490,000 | 842,000 | 1,369,000 | 1,312,000 |
| Income tax | 180,000 | 239,000 | 406,000 | -46,000 |
| Net income | 310,000 | 603,000 | 963,000 | 1,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,923,000 | 10,066,000 | 10,425,000 | 10,821,000 |
| Total capital | 10,780,000 | 10,978,000 | 11,351,000 | 11,694,000 |
| Risk-weighted assets | 68,180,000 | 72,642,000 | 73,490,000 | 69,420,000 |