Call reports 2025
TORRINGTON SAVINGS BANK, THE — 2025
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 995,318,000 | 1,023,142,000 | 980,968,000 | 1,013,850,000 |
| Total loans | 754,752,000 | 796,581,000 | 763,053,000 | 780,644,000 |
| Allowance for loan losses | 6,082,000 | 6,266,000 | 6,456,000 | 6,705,000 |
| Securities available for sale | 118,368,000 | 112,986,000 | 106,773,000 | 103,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,798,000 | 805,999,000 | 777,552,000 | 808,073,000 |
| Interest-bearing deposits | 702,736,000 | 724,099,000 | 689,169,000 | 721,854,000 |
| Noninterest-bearing deposits | 74,062,000 | 81,900,000 | 88,383,000 | 86,219,000 |
| Equity capital | 179,791,000 | 182,208,000 | 178,626,000 | 180,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,283,000 | 21,161,000 | 32,316,000 | 43,378,000 |
| Interest expense | 4,157,000 | 8,301,000 | 12,419,000 | 16,348,000 |
| Net interest income | 6,126,000 | 12,860,000 | 19,897,000 | 27,030,000 |
| Noninterest income | 1,443,000 | 2,900,000 | -3,362,000 | -1,613,000 |
| Noninterest expense | 7,174,000 | 13,818,000 | 20,059,000 | 27,069,000 |
| Provision for loan losses | 135,000 | 324,000 | 518,000 | 767,000 |
| Pretax income | -1,084,000 | 1,346,000 | -3,859,000 | -2,136,000 |
| Income tax | -307,000 | 115,000 | -1,043,000 | -746,000 |
| Net income | -777,000 | 1,231,000 | -2,816,000 | -1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,390,000 | 189,378,000 | 185,332,000 | 186,758,000 |