Call reports 2022
TORRINGTON SAVINGS BANK, THE — 2022
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 969,099,000 | 981,484,000 | 927,822,000 | 908,945,000 |
| Total loans | 558,956,000 | 576,283,000 | 587,269,000 | 595,188,000 |
| Allowance for loan losses | 5,550,000 | 5,594,000 | 5,608,000 | 5,576,000 |
| Securities available for sale | 191,052,000 | 191,831,000 | 212,979,000 | 204,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,064,000 | 806,227,000 | 754,057,000 | 732,573,000 |
| Interest-bearing deposits | 730,358,000 | 742,703,000 | 681,161,000 | 665,970,000 |
| Noninterest-bearing deposits | 59,706,000 | 63,524,000 | 72,896,000 | 66,603,000 |
| Equity capital | 173,854,000 | 169,764,000 | 167,909,000 | 170,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,720,000 | 11,954,000 | 19,102,000 | 26,544,000 |
| Interest expense | 491,000 | 953,000 | 1,399,000 | 1,856,000 |
| Net interest income | 5,229,000 | 11,001,000 | 17,703,000 | 24,688,000 |
| Noninterest income | 1,041,000 | 2,149,000 | 3,323,000 | 4,247,000 |
| Noninterest expense | 5,264,000 | 10,573,000 | 15,957,000 | 21,767,000 |
| Provision for loan losses | 54,000 | 108,000 | 161,000 | 215,000 |
| Pretax income | 116,000 | -2,216,000 | -59,000 | 3,631,000 |
| Income tax | -41,000 | -598,000 | -215,000 | 496,000 |
| Net income | 157,000 | -1,618,000 | 156,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,900,000 | 177,125,000 | 178,899,000 | 181,878,000 |