Call reports 2021
TORRINGTON SAVINGS BANK, THE — 2021
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 914,145,000 | 946,892,000 | 974,379,000 | 973,390,000 |
| Total loans | 515,375,000 | 522,535,000 | 515,080,000 | 531,580,000 |
| Allowance for loan losses | 5,405,000 | 5,496,000 | 5,496,000 | 5,496,000 |
| Securities available for sale | 130,476,000 | 132,259,000 | 163,632,000 | 179,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 727,548,000 | 766,072,000 | 792,825,000 | 790,407,000 |
| Interest-bearing deposits | 675,487,000 | 712,110,000 | 739,124,000 | 731,343,000 |
| Noninterest-bearing deposits | 52,061,000 | 53,962,000 | 53,701,000 | 59,064,000 |
| Equity capital | 175,953,000 | 175,968,000 | 176,635,000 | 177,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,755,000 | 11,237,000 | 17,046,000 | 22,587,000 |
| Interest expense | 910,000 | 1,722,000 | 2,398,000 | 2,988,000 |
| Net interest income | 4,845,000 | 9,515,000 | 14,648,000 | 19,599,000 |
| Noninterest income | 893,000 | 1,787,000 | 2,744,000 | 3,905,000 |
| Noninterest expense | 4,785,000 | 9,896,000 | 15,175,000 | 20,521,000 |
| Provision for loan losses | 125,000 | 215,000 | 215,000 | 215,000 |
| Pretax income | 5,652,000 | 5,752,000 | 6,999,000 | 8,538,000 |
| Income tax | 1,122,000 | 1,076,000 | 1,270,000 | 1,526,000 |
| Net income | 4,530,000 | 4,676,000 | 5,729,000 | 7,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,261,000 | 176,407,000 | 177,460,000 | 178,743,000 |
| Total capital | 181,185,000 | 181,548,000 | 182,712,000 | 184,239,000 |
| Risk-weighted assets | 393,416,000 | 410,978,000 | 419,922,000 | 440,820,000 |