Call reports 2018
TORRINGTON SAVINGS BANK, THE — 2018
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 831,302,000 | 834,788,000 | 818,758,000 | 820,153,000 |
| Total loans | 483,980,000 | 497,662,000 | 505,749,000 | 510,285,000 |
| Allowance for loan losses | 4,189,000 | 4,299,000 | 4,371,000 | 4,511,000 |
| Securities available for sale | 179,544,000 | 175,895,000 | 166,738,000 | 154,114,000 |
| Securities held to maturity | 54,967,000 | 54,975,000 | 29,981,000 | 39,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,316,000 | 668,893,000 | 652,037,000 | 655,868,000 |
| Interest-bearing deposits | 635,527,000 | 637,998,000 | 620,960,000 | 625,491,000 |
| Noninterest-bearing deposits | 30,789,000 | 30,895,000 | 31,077,000 | 30,377,000 |
| Equity capital | 161,223,000 | 162,368,000 | 163,327,000 | 161,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,050,000 | 12,396,000 | 18,787,000 | 25,371,000 |
| Interest expense | 1,259,000 | 2,599,000 | 4,009,000 | 5,521,000 |
| Net interest income | 4,791,000 | 9,797,000 | 14,778,000 | 19,850,000 |
| Noninterest income | 788,000 | 1,583,000 | 2,390,000 | 3,260,000 |
| Noninterest expense | 3,933,000 | 7,932,000 | 11,908,000 | 17,997,000 |
| Provision for loan losses | 140,000 | 280,000 | 420,000 | 560,000 |
| Pretax income | 1,506,000 | 3,168,000 | 4,840,000 | 5,963,000 |
| Income tax | 251,000 | 534,000 | 820,000 | 692,000 |
| Net income | 1,255,000 | 2,634,000 | 4,020,000 | 5,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,607,000 | 155,893,000 | 157,248,000 | 158,192,000 |
| Total capital | 163,949,000 | 165,509,000 | 166,883,000 | 165,385,000 |
| Risk-weighted assets | 380,046,000 | 389,083,000 | 388,163,000 | 393,356,000 |