Call reports 2017
TORRINGTON SAVINGS BANK, THE — 2017
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 824,181,000 | 832,090,000 | 821,879,000 | 834,743,000 |
| Total loans | 450,200,000 | 464,759,000 | 478,790,000 | 481,595,000 |
| Allowance for loan losses | 3,827,000 | 3,799,000 | 3,956,000 | 4,109,000 |
| Securities available for sale | 205,896,000 | 201,247,000 | 198,581,000 | 188,795,000 |
| Securities held to maturity | 49,996,000 | 54,997,000 | 59,952,000 | 54,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,559,000 | 670,852,000 | 658,003,000 | 670,238,000 |
| Interest-bearing deposits | 636,406,000 | 643,618,000 | 628,743,000 | 639,711,000 |
| Noninterest-bearing deposits | 28,153,000 | 27,234,000 | 29,260,000 | 30,527,000 |
| Equity capital | 155,933,000 | 157,458,000 | 159,630,000 | 160,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,528,000 | 11,205,000 | 17,064,000 | 22,994,000 |
| Interest expense | 1,168,000 | 2,362,000 | 3,586,000 | 4,817,000 |
| Net interest income | 4,360,000 | 8,843,000 | 13,478,000 | 18,177,000 |
| Noninterest income | 736,000 | 1,485,000 | 2,270,000 | 3,089,000 |
| Noninterest expense | 3,620,000 | 7,208,000 | 10,849,000 | 14,620,000 |
| Provision for loan losses | 125,000 | 250,000 | 405,000 | 560,000 |
| Pretax income | 1,351,000 | 2,870,000 | 4,494,000 | 6,093,000 |
| Income tax | 338,000 | 730,000 | 1,154,000 | 1,258,000 |
| Net income | 1,013,000 | 2,140,000 | 3,340,000 | 4,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,616,000 | 151,835,000 | 153,051,000 | 153,396,000 |
| Total capital | 158,706,000 | 160,053,000 | 161,945,000 | 162,708,000 |
| Risk-weighted assets | 352,180,000 | 368,805,000 | 375,880,000 | 378,453,000 |