Call reports 2012
TORRINGTON SAVINGS BANK, THE — 2012
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 796,958,000 | 798,180,000 | 783,299,000 | 785,043,000 |
| Total loans | 371,740,000 | 363,628,000 | 357,193,000 | 348,952,000 |
| Allowance for loan losses | 3,237,000 | 3,239,000 | 3,299,000 | 3,330,000 |
| Securities available for sale | 165,094,000 | 180,773,000 | 186,704,000 | 221,111,000 |
| Securities held to maturity | 125,827,000 | 125,818,000 | 115,610,000 | 85,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,555,000 | 656,471,000 | 645,026,000 | 645,836,000 |
| Interest-bearing deposits | 640,630,000 | 641,872,000 | 629,630,000 | 630,589,000 |
| Noninterest-bearing deposits | 14,925,000 | 14,599,000 | 15,396,000 | 15,247,000 |
| Equity capital | 134,471,000 | 134,909,000 | 136,221,000 | 137,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,548,000 | 10,889,000 | 16,102,000 | 21,351,000 |
| Interest expense | 1,548,000 | 3,064,000 | 4,510,000 | 5,856,000 |
| Net interest income | 4,000,000 | 7,825,000 | 11,592,000 | 15,495,000 |
| Noninterest income | 337,000 | 670,000 | 955,000 | 1,345,000 |
| Noninterest expense | 2,696,000 | 5,359,000 | 8,089,000 | 10,935,000 |
| Provision for loan losses | 40,000 | 100,000 | 380,000 | 450,000 |
| Pretax income | 1,601,000 | 3,036,000 | 4,492,000 | 5,851,000 |
| Income tax | 531,000 | 1,005,000 | 1,488,000 | 1,932,000 |
| Net income | 1,070,000 | 2,031,000 | 3,004,000 | 3,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,484,000 | 132,445,000 | 133,419,000 | 134,333,000 |
| Total capital | 135,259,000 | 135,737,000 | 136,974,000 | 138,187,000 |
| Risk-weighted assets | 252,366,000 | 248,878,000 | 248,737,000 | 276,821,000 |