Call reports 2005
TORRINGTON SAVINGS BANK, THE — 2005
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 616,830,000 | 616,624,000 | 614,155,000 | 622,551,000 |
| Total loans | 326,367,000 | 332,670,000 | 342,257,000 | 360,326,000 |
| Allowance for loan losses | 3,530,000 | 3,530,000 | 3,530,000 | 3,530,000 |
| Securities available for sale | 175,893,000 | 156,762,000 | 140,284,000 | 131,154,000 |
| Securities held to maturity | 85,486,000 | 100,326,000 | 110,195,000 | 110,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,604,000 | 516,662,000 | 512,680,000 | 520,714,000 |
| Interest-bearing deposits | 507,234,000 | 507,904,000 | 501,720,000 | 510,200,000 |
| Noninterest-bearing deposits | 10,370,000 | 8,758,000 | 10,960,000 | 10,514,000 |
| Equity capital | 97,293,000 | 98,955,000 | 100,327,000 | 100,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,340,000 | 12,927,000 | 19,676,000 | 26,728,000 |
| Interest expense | 2,282,000 | 4,855,000 | 7,583,000 | 11,776,000 |
| Net interest income | 4,058,000 | 8,072,000 | 12,093,000 | 14,952,000 |
| Noninterest income | 242,000 | 476,000 | 721,000 | 968,000 |
| Noninterest expense | 1,766,000 | 3,554,000 | 5,356,000 | 7,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,534,000 | 4,994,000 | 7,458,000 | 8,758,000 |
| Income tax | 1,033,000 | 2,036,000 | 3,011,000 | 3,313,000 |
| Net income | 1,501,000 | 2,958,000 | 4,447,000 | 5,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,830,000 | 99,287,000 | 100,776,000 | 101,774,000 |
| Total capital | 100,404,000 | 101,865,000 | 103,396,000 | 104,499,000 |
| Risk-weighted assets | 204,952,000 | 205,314,000 | 208,709,000 | 217,161,000 |
Machine access — free, no API key
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