Call reports 2001
TORRINGTON SAVINGS BANK, THE — 2001
What TORRINGTON SAVINGS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 544,694,000 | 554,640,000 | 556,108,000 | 574,517,000 |
| Total loans | 338,461,000 | 330,563,000 | 332,937,000 | 323,918,000 |
| Allowance for loan losses | 3,423,000 | 3,454,000 | 3,484,000 | 3,496,000 |
| Securities available for sale | 118,131,000 | 133,051,000 | 144,021,000 | 175,828,000 |
| Securities held to maturity | 61,113,000 | 46,055,000 | 31,030,000 | 35,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,991,000 | 476,479,000 | 477,739,000 | 495,135,000 |
| Interest-bearing deposits | 463,539,000 | 468,113,000 | 471,499,000 | 486,951,000 |
| Noninterest-bearing deposits | 5,452,000 | 8,366,000 | 6,240,000 | 8,184,000 |
| Equity capital | 74,525,000 | 76,013,000 | 77,680,000 | 78,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,073,000 | 18,017,000 | 26,780,000 | 35,297,000 |
| Interest expense | 5,506,000 | 10,958,000 | 16,282,000 | 21,179,000 |
| Net interest income | 3,567,000 | 7,059,000 | 10,498,000 | 14,118,000 |
| Noninterest income | 173,000 | 305,000 | 439,000 | 576,000 |
| Noninterest expense | 1,368,000 | 2,726,000 | 4,102,000 | 5,575,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 2,342,000 | 4,578,000 | 6,745,000 | 9,029,000 |
| Income tax | 912,000 | 1,783,000 | 2,627,000 | 3,517,000 |
| Net income | 1,430,000 | 2,795,000 | 4,118,000 | 5,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,761,000 | 75,127,000 | 76,450,000 | 77,844,000 |
| Total capital | 76,111,000 | 77,557,000 | 78,934,000 | 80,344,000 |
| Risk-weighted assets | 186,909,000 | 193,701,000 | 197,731,000 | 199,006,000 |