Call reports 2014
SIUSLAW BANK — 2014
What SIUSLAW BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 354,363,000 | 360,085,000 | 399,342,000 | 362,384,000 |
| Total loans | 241,957,000 | 245,969,000 | 251,087,000 | 249,890,000 |
| Allowance for loan losses | 4,030,000 | 3,958,000 | 4,070,000 | 4,054,000 |
| Securities available for sale | 13,343,000 | 12,696,000 | 12,621,000 | 12,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,401,000 | 308,110,000 | 346,414,000 | 308,772,000 |
| Interest-bearing deposits | 213,997,000 | 213,098,000 | 242,343,000 | 213,997,000 |
| Noninterest-bearing deposits | 89,404,000 | 95,012,000 | 104,071,000 | 94,775,000 |
| Equity capital | 45,842,000 | 46,696,000 | 47,739,000 | 48,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,576,000 | 9,911,000 | 13,278,000 |
| Interest expense | 112,000 | 210,000 | 300,000 | 386,000 |
| Net interest income | 3,143,000 | 6,366,000 | 9,611,000 | 12,892,000 |
| Noninterest income | 1,302,000 | 2,646,000 | 4,235,000 | 5,318,000 |
| Noninterest expense | 3,321,000 | 6,695,000 | 10,070,000 | 13,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,124,000 | 2,317,000 | 3,776,000 | 4,608,000 |
| Income tax | 213,000 | 368,000 | 439,000 | 516,000 |
| Net income | 911,000 | 1,949,000 | 3,337,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,632,000 | 46,366,000 | 47,323,000 | 47,799,000 |
| Total capital | 48,950,000 | 49,734,000 | 50,712,000 | 51,128,000 |
| Risk-weighted assets | 264,602,000 | 268,713,000 | 270,286,000 | 265,465,000 |