Call reports 2013
SIUSLAW BANK — 2013
What SIUSLAW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 340,393,000 | 352,355,000 | 356,448,000 | 352,596,000 |
| Total loans | 228,073,000 | 229,841,000 | 227,268,000 | 241,409,000 |
| Allowance for loan losses | 3,877,000 | 4,030,000 | 4,074,000 | 4,123,000 |
| Securities available for sale | 15,997,000 | 14,434,000 | 13,791,000 | 13,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,665,000 | 303,680,000 | 306,884,000 | 302,672,000 |
| Interest-bearing deposits | 210,359,000 | 217,444,000 | 216,380,000 | 214,269,000 |
| Noninterest-bearing deposits | 81,306,000 | 86,236,000 | 90,504,000 | 88,403,000 |
| Equity capital | 43,661,000 | 43,927,000 | 44,469,000 | 45,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,313,000 | 9,440,000 | 12,591,000 |
| Interest expense | 128,000 | 269,000 | 395,000 | 506,000 |
| Net interest income | 2,981,000 | 6,044,000 | 9,045,000 | 12,085,000 |
| Noninterest income | 1,541,000 | 3,114,000 | 4,643,000 | 6,392,000 |
| Noninterest expense | 3,400,000 | 6,819,000 | 10,253,000 | 14,060,000 |
| Provision for loan losses | 225,000 | 375,000 | 505,000 | 550,000 |
| Pretax income | 897,000 | 1,964,000 | 2,930,000 | 3,867,000 |
| Income tax | 124,000 | 315,000 | 456,000 | 585,000 |
| Net income | 773,000 | 1,649,000 | 2,474,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,087,000 | 43,697,000 | 44,386,000 | 44,987,000 |
| Total capital | 45,877,000 | 46,487,000 | 47,506,000 | 48,324,000 |
| Risk-weighted assets | 253,378,000 | 252,294,000 | 248,552,000 | 266,039,000 |