Call reports 2012
SIUSLAW BANK — 2012
What SIUSLAW BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 326,365,000 | 328,434,000 | 330,838,000 | 320,290,000 |
| Total loans | 214,484,000 | 216,034,000 | 215,430,000 | 225,003,000 |
| Allowance for loan losses | 3,979,000 | 4,162,000 | 4,216,000 | 4,121,000 |
| Securities available for sale | 18,537,000 | 17,922,000 | 18,524,000 | 17,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,609,000 | 281,216,000 | 282,600,000 | 271,958,000 |
| Interest-bearing deposits | 202,606,000 | 202,475,000 | 201,231,000 | 197,858,000 |
| Noninterest-bearing deposits | 77,003,000 | 78,741,000 | 81,369,000 | 74,100,000 |
| Equity capital | 42,121,000 | 42,301,000 | 43,283,000 | 43,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,291,000 | 6,462,000 | 9,680,000 | 12,893,000 |
| Interest expense | 195,000 | 369,000 | 531,000 | 653,000 |
| Net interest income | 3,096,000 | 6,093,000 | 9,149,000 | 12,240,000 |
| Noninterest income | 1,397,000 | 2,934,000 | 4,884,000 | 6,810,000 |
| Noninterest expense | 3,191,000 | 6,554,000 | 10,017,000 | 13,786,000 |
| Provision for loan losses | 300,000 | 880,000 | 930,000 | 930,000 |
| Pretax income | 1,004,000 | 1,867,000 | 3,360,000 | 4,608,000 |
| Income tax | 210,000 | 368,000 | 757,000 | 995,000 |
| Net income | 794,000 | 1,499,000 | 2,603,000 | 3,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,479,000 | 41,773,000 | 42,605,000 | 42,584,000 |
| Total capital | 44,214,000 | 44,509,000 | 45,288,000 | 45,360,000 |
| Risk-weighted assets | 250,388,000 | 251,253,000 | 244,787,000 | 252,897,000 |