Call reports 2010
SIUSLAW BANK — 2010
What SIUSLAW BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 283,394,000 | 289,680,000 | 294,552,000 | 299,599,000 |
| Total loans | 221,883,000 | 213,617,000 | 207,473,000 | 211,402,000 |
| Allowance for loan losses | 3,564,000 | 3,804,000 | 3,723,000 | 3,614,000 |
| Securities available for sale | 17,007,000 | 19,173,000 | 18,822,000 | 15,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,119,000 | 247,041,000 | 250,641,000 | 255,683,000 |
| Interest-bearing deposits | 188,092,000 | 189,036,000 | 188,081,000 | 190,797,000 |
| Noninterest-bearing deposits | 53,027,000 | 58,005,000 | 62,560,000 | 64,886,000 |
| Equity capital | 38,124,000 | 38,694,000 | 39,276,000 | 40,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,786,000 | 7,633,000 | 11,386,000 | 15,141,000 |
| Interest expense | 448,000 | 854,000 | 1,255,000 | 1,633,000 |
| Net interest income | 3,338,000 | 6,779,000 | 10,131,000 | 13,508,000 |
| Noninterest income | 1,193,000 | 2,566,000 | 4,178,000 | 5,753,000 |
| Noninterest expense | 2,974,000 | 6,043,000 | 9,233,000 | 12,888,000 |
| Provision for loan losses | 450,000 | 700,000 | 850,000 | 1,000,000 |
| Pretax income | 1,107,000 | 2,602,000 | 4,226,000 | 5,373,000 |
| Income tax | 381,000 | 911,000 | 1,491,000 | 1,242,000 |
| Net income | 726,000 | 1,691,000 | 2,735,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,589,000 | 38,161,000 | 38,772,000 | 39,749,000 |
| Total capital | 40,335,000 | 41,160,000 | 41,687,000 | 42,764,000 |
| Risk-weighted assets | 244,207,000 | 239,044,000 | 232,385,000 | 240,521,000 |