Call reports 2008
SIUSLAW BANK — 2008
What SIUSLAW BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 270,511,000 | 276,697,000 | 281,960,000 | 272,459,000 |
| Total loans | 216,224,000 | 214,512,000 | 219,917,000 | 223,472,000 |
| Allowance for loan losses | 2,237,000 | 2,239,000 | 2,341,000 | 2,300,000 |
| Securities available for sale | 31,712,000 | 29,384,000 | 28,477,000 | 27,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,759,000 | 231,376,000 | 236,364,000 | 221,642,000 |
| Interest-bearing deposits | 200,751,000 | 189,314,000 | 172,768,000 | 171,456,000 |
| Noninterest-bearing deposits | 24,008,000 | 42,062,000 | 63,596,000 | 50,186,000 |
| Equity capital | 34,832,000 | 35,074,000 | 35,191,000 | 35,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,418,000 | 8,739,000 | 13,075,000 | 17,021,000 |
| Interest expense | 1,079,000 | 2,012,000 | 2,865,000 | 3,667,000 |
| Net interest income | 3,339,000 | 6,727,000 | 10,210,000 | 13,354,000 |
| Noninterest income | 1,289,000 | 2,541,000 | 3,794,000 | 4,963,000 |
| Noninterest expense | 2,726,000 | 5,468,000 | 8,155,000 | 11,357,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 250,000 |
| Pretax income | 1,902,000 | 3,799,000 | 5,748,000 | 6,709,000 |
| Income tax | 697,000 | 1,370,000 | 2,071,000 | 2,367,000 |
| Net income | 1,205,000 | 2,429,000 | 3,677,000 | 4,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,272,000 | 34,662,000 | 34,854,000 | 34,893,000 |
| Total capital | 36,509,000 | 36,901,000 | 37,195,000 | 37,193,000 |
| Risk-weighted assets | 240,149,000 | 244,958,000 | 247,810,000 | 248,352,000 |