Call reports 2007
SIUSLAW BANK — 2007
What SIUSLAW BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 280,320,000 | 268,598,000 | 268,526,000 | 268,841,000 |
| Total loans | 216,373,000 | 210,742,000 | 204,970,000 | 212,277,000 |
| Allowance for loan losses | 2,446,000 | 2,037,000 | 2,440,000 | 2,237,000 |
| Securities available for sale | 35,575,000 | 35,422,000 | 34,514,000 | 33,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,423,000 | 229,404,000 | 231,910,000 | 219,722,000 |
| Interest-bearing deposits | 191,191,000 | 184,022,000 | 184,646,000 | 183,567,000 |
| Noninterest-bearing deposits | 53,232,000 | 45,382,000 | 47,264,000 | 36,155,000 |
| Equity capital | 33,336,000 | 33,385,000 | 33,950,000 | 34,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,696,000 | 9,476,000 | 14,181,000 | 18,823,000 |
| Interest expense | 1,076,000 | 2,164,000 | 3,274,000 | 4,378,000 |
| Net interest income | 3,620,000 | 7,312,000 | 10,907,000 | 14,445,000 |
| Noninterest income | 1,250,000 | 2,574,000 | 3,872,000 | 5,119,000 |
| Noninterest expense | 2,686,000 | 5,242,000 | 7,839,000 | 10,965,000 |
| Provision for loan losses | 305,000 | 915,000 | 1,315,000 | 1,315,000 |
| Pretax income | 1,879,000 | 3,729,000 | 5,625,000 | 7,284,000 |
| Income tax | 677,000 | 1,338,000 | 2,014,000 | 2,562,000 |
| Net income | 1,202,000 | 2,391,000 | 3,611,000 | 4,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,165,000 | 33,354,000 | 33,737,000 | 33,866,000 |
| Total capital | 35,611,000 | 35,391,000 | 36,177,000 | 36,103,000 |
| Risk-weighted assets | 240,354,000 | 232,640,000 | 229,107,000 | 231,992,000 |