Call reports 2005
SIUSLAW BANK — 2005
What SIUSLAW BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 259,708,000 | 267,144,000 | 277,607,000 | 271,363,000 |
| Total loans | 166,033,000 | 178,818,000 | 191,242,000 | 196,711,000 |
| Allowance for loan losses | 1,692,000 | 1,730,000 | 1,772,000 | 1,831,000 |
| Securities available for sale | 63,880,000 | 59,842,000 | 53,745,000 | 49,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,200,000 | 229,417,000 | 242,143,000 | 219,801,000 |
| Interest-bearing deposits | 162,451,000 | 174,216,000 | 180,344,000 | 173,920,000 |
| Noninterest-bearing deposits | 63,749,000 | 55,201,000 | 61,799,000 | 45,882,000 |
| Equity capital | 31,277,000 | 32,044,000 | 32,938,000 | 32,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,430,000 | 7,088,000 | 11,008,000 | 15,198,000 |
| Interest expense | 343,000 | 715,000 | 1,218,000 | 1,781,000 |
| Net interest income | 3,087,000 | 6,373,000 | 9,790,000 | 13,417,000 |
| Noninterest income | 1,135,000 | 2,218,000 | 3,362,000 | 4,443,000 |
| Noninterest expense | 2,072,000 | 4,264,000 | 6,609,000 | 9,388,000 |
| Provision for loan losses | 10,000 | 50,000 | 95,000 | 160,000 |
| Pretax income | 2,140,000 | 4,276,000 | 6,447,000 | 8,311,000 |
| Income tax | 779,000 | 1,546,000 | 2,233,000 | 2,882,000 |
| Net income | 1,361,000 | 2,730,000 | 4,214,000 | 5,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,913,000 | 31,424,000 | 32,617,000 | 32,829,000 |
| Total capital | 32,605,000 | 33,154,000 | 34,389,000 | 34,660,000 |
| Risk-weighted assets | 197,128,000 | 208,827,000 | 207,410,000 | 223,927,000 |