Call reports 2004
SIUSLAW BANK — 2004
What SIUSLAW BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 238,131,000 | 255,156,000 | 267,948,000 | 254,309,000 |
| Total loans | 143,485,000 | 157,428,000 | 161,224,000 | 163,342,000 |
| Allowance for loan losses | 1,442,000 | 1,439,000 | 1,387,000 | 1,679,000 |
| Securities available for sale | 62,983,000 | 65,117,000 | 68,617,000 | 67,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,278,000 | 222,477,000 | 233,980,000 | 220,470,000 |
| Interest-bearing deposits | 173,155,000 | 173,627,000 | 184,746,000 | 181,609,000 |
| Noninterest-bearing deposits | 38,123,000 | 48,850,000 | 49,234,000 | 38,861,000 |
| Equity capital | 23,487,000 | 30,815,000 | 31,615,000 | 31,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 6,129,000 | 9,431,000 | 12,838,000 |
| Interest expense | 421,000 | 752,000 | 1,076,000 | 1,416,000 |
| Net interest income | 2,574,000 | 5,377,000 | 8,355,000 | 11,422,000 |
| Noninterest income | 906,000 | 1,832,000 | 2,877,000 | 3,832,000 |
| Noninterest expense | 1,883,000 | 3,856,000 | 5,893,000 | 8,447,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 330,000 |
| Pretax income | 1,567,000 | 3,343,000 | 5,326,000 | 6,494,000 |
| Income tax | 568,000 | 1,212,000 | 1,932,000 | 2,326,000 |
| Net income | 999,000 | 2,131,000 | 3,394,000 | 4,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,090,000 | 30,268,000 | 30,701,000 | 30,656,000 |
| Total capital | 23,532,000 | 31,707,000 | 32,088,000 | 32,335,000 |
| Risk-weighted assets | 171,619,000 | 186,171,000 | 189,614,000 | 188,858,000 |