Call reports 2002
SIUSLAW BANK — 2002
What SIUSLAW BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 207,982,000 | 211,628,000 | 218,790,000 | 215,261,000 |
| Total loans | 96,813,000 | 104,053,000 | 110,455,000 | 116,685,000 |
| Allowance for loan losses | 923,000 | 892,000 | 938,000 | 989,000 |
| Securities available for sale | 73,980,000 | 74,939,000 | 74,723,000 | 74,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,619,000 | 187,670,000 | 194,058,000 | 183,083,000 |
| Interest-bearing deposits | 158,629,000 | 159,298,000 | 161,088,000 | 156,811,000 |
| Noninterest-bearing deposits | 26,990,000 | 28,372,000 | 32,970,000 | 26,272,000 |
| Equity capital | 20,436,000 | 21,220,000 | 21,872,000 | 22,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,444,000 | 8,374,000 | 11,318,000 |
| Interest expense | 895,000 | 1,722,000 | 2,503,000 | 3,191,000 |
| Net interest income | 1,789,000 | 3,722,000 | 5,871,000 | 8,127,000 |
| Noninterest income | 834,000 | 1,690,000 | 2,630,000 | 3,807,000 |
| Noninterest expense | 1,739,000 | 3,322,000 | 5,170,000 | 7,222,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 90,000 |
| Pretax income | 884,000 | 2,156,000 | 3,372,000 | 4,719,000 |
| Income tax | 311,000 | 769,000 | 1,206,000 | 1,687,000 |
| Net income | 573,000 | 1,387,000 | 2,166,000 | 3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,609,000 | 19,818,000 | 20,152,000 | 20,764,000 |
| Total capital | 20,532,000 | 20,710,000 | 21,090,000 | 21,753,000 |
| Risk-weighted assets | 125,065,000 | 130,938,000 | 138,709,000 | 146,683,000 |