Call reports 2001
VILLAGE BANK — 2001
What VILLAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,044,000 | 62,092,000 | 64,834,000 | 67,059,000 |
| Total loans | 39,034,000 | 42,328,000 | 46,571,000 | 50,863,000 |
| Allowance for loan losses | 350,000 | 390,000 | 434,000 | 470,000 |
| Securities available for sale | 14,295,000 | 7,205,000 | 6,614,000 | 8,431,000 |
| Securities held to maturity | 8,000,000 | 6,000,000 | 3,139,000 | 1,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,946,000 | 47,565,000 | 50,054,000 | 49,427,000 |
| Interest-bearing deposits | 44,925,000 | 44,006,000 | 45,975,000 | 44,814,000 |
| Noninterest-bearing deposits | 3,021,000 | 3,559,000 | 4,079,000 | 4,613,000 |
| Equity capital | 6,757,000 | 6,793,000 | 6,860,000 | 6,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,241,000 | 3,321,000 | 4,324,000 |
| Interest expense | 758,000 | 1,452,000 | 2,109,000 | 2,666,000 |
| Net interest income | 389,000 | 789,000 | 1,212,000 | 1,658,000 |
| Noninterest income | 16,000 | 29,000 | 42,000 | 58,000 |
| Noninterest expense | 299,000 | 622,000 | 992,000 | 1,309,000 |
| Provision for loan losses | 0 | 40,000 | 84,000 | 120,000 |
| Pretax income | 106,000 | 156,000 | 178,000 | 287,000 |
| Income tax | 20,000 | 47,000 | 53,000 | 80,000 |
| Net income | 86,000 | 109,000 | 125,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,750,000 | 6,782,000 | 6,793,000 | 6,882,000 |
| Total capital | 7,100,000 | 7,172,000 | 7,227,000 | 7,352,000 |
| Risk-weighted assets | 40,857,000 | 42,599,000 | 45,154,000 | 48,097,000 |