Call reports 2026
GERMANTOWN TRUST & SAVINGS BANK — 2026
What GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 518,990,000 | 523,623,000 |
| Total loans | 285,740,000 | 286,394,000 |
| Allowance for loan losses | 2,787,000 | 2,817,000 |
| Securities available for sale | 200,970,000 | 201,351,000 |
| Securities held to maturity | 1,400,000 | 2,096,000 |
| Trading assets | 0 | 0 |
| Total deposits | 427,026,000 | 433,168,000 |
| Interest-bearing deposits | 352,997,000 | 358,473,000 |
| Noninterest-bearing deposits | 74,029,000 | 74,695,000 |
| Equity capital | 46,549,000 | 44,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,399,000 | 12,926,000 |
| Interest expense | 2,232,000 | 4,411,000 |
| Net interest income | 4,167,000 | 8,515,000 |
| Noninterest income | 226,000 | 508,000 |
| Noninterest expense | 1,514,000 | 3,067,000 |
| Provision for loan losses | 30,000 | 61,000 |
| Pretax income | 2,849,000 | 5,895,000 |
| Income tax | 35,000 | 71,000 |
| Net income | 2,814,000 | 5,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 62,972,000 | 62,287,000 |