Call report 2025Q4
GERMANTOWN TRUST & SAVINGS BANK — 2025Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,030,000 | USD | evidence → |
| Total loans | 281,785,000 | USD | evidence → |
| Allowance for loan losses | 2,757,000 | USD | evidence → |
| Securities available for sale | 199,641,000 | USD | evidence → |
| Securities held to maturity | 1,400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 417,725,000 | USD | evidence → |
| Interest-bearing deposits | 347,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,676,000 | USD | evidence → |
| Equity capital | 47,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,239,000 | USD | evidence → |
| Interest expense | 9,402,000 | USD | evidence → |
| Net interest income | 14,837,000 | USD | evidence → |
| Noninterest income | 1,048,000 | USD | evidence → |
| Noninterest expense | 5,909,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 9,270,000 | USD | evidence → |
| Income tax | 84,000 | USD | evidence → |
| Net income | 9,186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,264,000 | USD | evidence → |