Call report 2024Q4
GERMANTOWN TRUST & SAVINGS BANK — 2024Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,210,000 | USD | evidence → |
| Total loans | 278,057,000 | USD | evidence → |
| Allowance for loan losses | 2,637,000 | USD | evidence → |
| Securities available for sale | 184,943,000 | USD | evidence → |
| Securities held to maturity | 3,200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 392,399,000 | USD | evidence → |
| Interest-bearing deposits | 327,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,431,000 | USD | evidence → |
| Equity capital | 36,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,007,000 | USD | evidence → |
| Interest expense | 8,866,000 | USD | evidence → |
| Net interest income | 12,141,000 | USD | evidence → |
| Noninterest income | 1,000,000 | USD | evidence → |
| Noninterest expense | 5,568,000 | USD | evidence → |
| Provision for loan losses | 123,000 | USD | evidence → |
| Pretax income | 7,450,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 7,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,691,000 | USD | evidence → |