Call report 2022Q4
GERMANTOWN TRUST & SAVINGS BANK — 2022Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 460,594,000 | USD | evidence → |
| Total loans | 250,982,000 | USD | evidence → |
| Allowance for loan losses | 2,245,000 | USD | evidence → |
| Securities available for sale | 192,884,000 | USD | evidence → |
| Securities held to maturity | 3,893,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 381,095,000 | USD | evidence → |
| Interest-bearing deposits | 314,668,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,427,000 | USD | evidence → |
| Equity capital | 30,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,144,000 | USD | evidence → |
| Interest expense | 2,228,000 | USD | evidence → |
| Net interest income | 11,916,000 | USD | evidence → |
| Noninterest income | 994,000 | USD | evidence → |
| Noninterest expense | 4,862,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 7,220,000 | USD | evidence → |
| Income tax | 489,000 | USD | evidence → |
| Net income | 6,731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,479,000 | USD | evidence → |