Call report 2015Q4
GERMANTOWN TRUST & SAVINGS BANK — 2015Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 346,125,000 | USD | evidence → |
| Total loans | 176,260,000 | USD | evidence → |
| Allowance for loan losses | 1,195,000 | USD | evidence → |
| Securities available for sale | 158,715,000 | USD | evidence → |
| Securities held to maturity | 866,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 271,238,000 | USD | evidence → |
| Interest-bearing deposits | 238,603,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,635,000 | USD | evidence → |
| Equity capital | 48,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,486,000 | USD | evidence → |
| Interest expense | 2,233,000 | USD | evidence → |
| Net interest income | 9,253,000 | USD | evidence → |
| Noninterest income | 674,000 | USD | evidence → |
| Noninterest expense | 3,780,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 6,211,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 6,128,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,683,000 | USD | evidence → |
| Total capital | 47,928,000 | USD | evidence → |
| Risk-weighted assets | 185,828,000 | USD | evidence → |