Call report 2014Q4
GERMANTOWN TRUST & SAVINGS BANK — 2014Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,849,000 | USD | evidence → |
| Total loans | 164,613,000 | USD | evidence → |
| Allowance for loan losses | 1,123,000 | USD | evidence → |
| Securities available for sale | 172,342,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,992,000 | USD | evidence → |
| Interest-bearing deposits | 239,323,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,669,000 | USD | evidence → |
| Equity capital | 47,618,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,357,000 | USD | evidence → |
| Interest expense | 2,375,000 | USD | evidence → |
| Net interest income | 8,982,000 | USD | evidence → |
| Noninterest income | 661,000 | USD | evidence → |
| Noninterest expense | 3,638,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 6,050,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 5,967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,599,000 | USD | evidence → |
| Total capital | 46,824,000 | USD | evidence → |
| Risk-weighted assets | 182,552,000 | USD | evidence → |