Call report 2004Q4
GERMANTOWN TRUST & SAVINGS BANK — 2004Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 272,181,000 | USD | evidence → |
| Total loans | 118,167,000 | USD | evidence → |
| Allowance for loan losses | 951,000 | USD | evidence → |
| Securities available for sale | 145,364,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 210,838,000 | USD | evidence → |
| Interest-bearing deposits | 194,355,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,483,000 | USD | evidence → |
| Equity capital | 34,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,546,000 | USD | evidence → |
| Interest expense | 5,965,000 | USD | evidence → |
| Net interest income | 6,581,000 | USD | evidence → |
| Noninterest income | 510,000 | USD | evidence → |
| Noninterest expense | 2,442,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 4,631,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 4,626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,258,000 | USD | evidence → |
| Total capital | 33,938,000 | USD | evidence → |
| Risk-weighted assets | 129,694,000 | USD | evidence → |