Call report 2002Q4
GERMANTOWN TRUST & SAVINGS BANK — 2002Q4
The 22 measures GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,312,000 | USD | evidence → |
| Total loans | 120,999,000 | USD | evidence → |
| Allowance for loan losses | 894,000 | USD | evidence → |
| Securities available for sale | 116,609,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,619,000 | USD | evidence → |
| Interest-bearing deposits | 184,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,333,000 | USD | evidence → |
| Equity capital | 32,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,008,000 | USD | evidence → |
| Interest expense | 7,377,000 | USD | evidence → |
| Net interest income | 7,631,000 | USD | evidence → |
| Noninterest income | 387,000 | USD | evidence → |
| Noninterest expense | 2,286,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 5,708,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 5,681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,562,000 | USD | evidence → |
| Total capital | 30,926,000 | USD | evidence → |
| Risk-weighted assets | 120,489,000 | USD | evidence → |