Call reports 2001
GERMANTOWN TRUST & SAVINGS BANK — 2001
What GERMANTOWN TRUST & SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 230,904,000 | 232,264,000 | 240,351,000 | 242,122,000 |
| Total loans | 119,446,000 | 118,755,000 | 120,841,000 | 121,507,000 |
| Allowance for loan losses | 891,000 | 897,000 | 904,000 | 910,000 |
| Securities available for sale | 94,885,000 | 101,474,000 | 104,027,000 | 113,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,615,000 | 179,158,000 | 185,178,000 | 184,129,000 |
| Interest-bearing deposits | 170,028,000 | 170,085,000 | 175,847,000 | 172,391,000 |
| Noninterest-bearing deposits | 8,587,000 | 9,073,000 | 9,331,000 | 11,738,000 |
| Equity capital | 28,847,000 | 28,595,000 | 29,606,000 | 29,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,130,000 | 8,272,000 | 12,416,000 | 16,468,000 |
| Interest expense | 2,616,000 | 5,110,000 | 7,554,000 | 9,771,000 |
| Net interest income | 1,514,000 | 3,162,000 | 4,862,000 | 6,697,000 |
| Noninterest income | 80,000 | 178,000 | 289,000 | 359,000 |
| Noninterest expense | 491,000 | 1,003,000 | 1,522,000 | 2,153,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 1,097,000 | 2,325,000 | 3,611,000 | 4,879,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 23,000 |
| Net income | 1,091,000 | 2,314,000 | 3,594,000 | 4,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,211,000 | 26,784,000 | 26,941,000 | 28,203,000 |
| Total capital | 28,421,000 | 28,053,000 | 28,192,000 | 29,470,000 |
| Risk-weighted assets | 121,599,000 | 122,560,000 | 125,813,000 | 124,537,000 |