Call reports 2001
CENTURY SOUTH BANK OF POLK COUNTY — 2001
What CENTURY SOUTH BANK OF POLK COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 92,650,000 | 91,686,000 | 91,964,000 |
| Total loans | 76,893,000 | 76,798,000 | 73,088,000 |
| Allowance for loan losses | 1,681,000 | 1,916,000 | 1,836,000 |
| Securities available for sale | 4,435,000 | 6,937,000 | 9,967,000 |
| Securities held to maturity | 2,384,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 82,099,000 | 81,068,000 | 77,690,000 |
| Interest-bearing deposits | 74,584,000 | 73,913,000 | 69,659,000 |
| Noninterest-bearing deposits | 7,515,000 | 7,155,000 | 8,031,000 |
| Equity capital | 8,837,000 | 8,688,000 | 9,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,275,000 | 4,347,000 | 6,442,000 |
| Interest expense | 1,055,000 | 2,021,000 | 2,902,000 |
| Net interest income | 1,220,000 | 2,326,000 | 3,540,000 |
| Noninterest income | 220,000 | 242,000 | 432,000 |
| Noninterest expense | 815,000 | 1,752,000 | 2,512,000 |
| Provision for loan losses | 70,000 | 413,000 | 455,000 |
| Pretax income | 555,000 | 403,000 | 1,038,000 |
| Income tax | 207,000 | 131,000 | 362,000 |
| Net income | 348,000 | 272,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 8,812,000 | 8,615,000 | 9,020,000 |
| Total capital | 9,629,000 | 9,370,000 | 9,751,000 |
| Risk-weighted assets | 64,459,000 | 59,260,000 | 57,360,000 |