Call reports 2006
INVESTORS BANK & TRUST COMPANY — 2006
What INVESTORS BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,433,965,000 | 12,380,426,000 | 11,574,471,000 | 11,555,105,000 |
| Total loans | 308,021,000 | 335,797,000 | 286,478,000 | 270,793,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 4,498,151,000 | 4,659,782,000 | 4,623,393,000 | 4,799,740,000 |
| Securities held to maturity | 6,496,151,000 | 6,143,864,000 | 5,830,022,000 | 5,532,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,451,632,000 | 5,958,262,000 | 6,249,899,000 | 6,184,057,000 |
| Interest-bearing deposits | 4,602,054,000 | 5,037,026,000 | 5,193,211,000 | 5,189,744,000 |
| Noninterest-bearing deposits | 849,578,000 | 921,236,000 | 1,056,688,000 | 994,313,000 |
| Equity capital | 819,276,000 | 856,629,000 | 917,261,000 | 926,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 135,084,000 | 273,005,000 | 414,704,000 | 560,449,000 |
| Interest expense | 90,511,000 | 189,262,000 | 290,005,000 | 391,135,000 |
| Net interest income | 44,573,000 | 83,743,000 | 124,699,000 | 169,314,000 |
| Noninterest income | 149,228,000 | 316,240,000 | 470,160,000 | 635,860,000 |
| Noninterest expense | 135,538,000 | 284,280,000 | 423,308,000 | 578,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,263,000 | 118,226,000 | 174,074,000 | 228,927,000 |
| Income tax | 20,110,000 | 35,002,000 | 53,732,000 | 72,129,000 |
| Net income | 38,153,000 | 83,224,000 | 120,342,000 | 156,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 760,657,000 | 808,935,000 | 847,134,000 | 863,742,000 |
| Total capital | 760,757,000 | 809,035,000 | 847,234,000 | 863,842,000 |
| Risk-weighted assets | 4,140,301,000 | 4,393,635,000 | 4,224,415,000 | 4,725,710,000 |