Call reports 2005
INVESTORS BANK & TRUST COMPANY — 2005
What INVESTORS BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,885,487,000 | 12,404,121,000 | 13,228,441,000 | 12,100,839,000 |
| Total loans | 265,858,000 | 209,920,000 | 343,639,000 | 402,470,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 4,490,398,000 | 4,511,673,000 | 4,362,913,000 | 4,369,720,000 |
| Securities held to maturity | 6,609,230,000 | 6,964,528,000 | 6,872,650,000 | 6,761,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,886,389,000 | 5,121,666,000 | 6,229,348,000 | 5,006,859,000 |
| Interest-bearing deposits | 4,055,570,000 | 4,197,023,000 | 5,615,333,000 | 4,335,767,000 |
| Noninterest-bearing deposits | 830,819,000 | 924,643,000 | 614,015,000 | 671,092,000 |
| Equity capital | 745,717,000 | 798,144,000 | 761,314,000 | 785,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 98,548,000 | 207,181,000 | 322,229,000 | 449,875,000 |
| Interest expense | 49,837,000 | 115,289,000 | 191,155,000 | 274,860,000 |
| Net interest income | 48,711,000 | 91,892,000 | 131,074,000 | 175,015,000 |
| Noninterest income | 115,909,000 | 238,916,000 | 368,617,000 | 512,611,000 |
| Noninterest expense | 104,627,000 | 217,670,000 | 333,700,000 | 459,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,181,000 | 122,878,000 | 177,114,000 | 240,479,000 |
| Income tax | 22,467,000 | 36,253,000 | 54,540,000 | 77,670,000 |
| Net income | 41,714,000 | 86,625,000 | 122,574,000 | 162,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 660,839,000 | 705,712,000 | 680,513,000 | 720,013,000 |
| Total capital | 660,939,000 | 705,812,000 | 680,613,000 | 720,113,000 |
| Risk-weighted assets | 3,376,642,000 | 3,706,528,000 | 4,266,063,000 | 3,961,358,000 |