Call reports 2004
INVESTORS BANK & TRUST COMPANY — 2004
What INVESTORS BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,099,212,000 | 10,919,414,000 | 10,792,420,000 | 11,165,844,000 |
| Total loans | 153,204,000 | 192,283,000 | 213,508,000 | 134,630,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 4,387,142,000 | 4,605,279,000 | 4,585,365,000 | 4,565,505,000 |
| Securities held to maturity | 4,906,905,000 | 5,096,930,000 | 5,554,794,000 | 5,942,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,988,361,000 | 5,017,917,000 | 4,225,778,000 | 5,411,947,000 |
| Interest-bearing deposits | 3,891,845,000 | 3,705,681,000 | 3,681,606,000 | 4,460,564,000 |
| Noninterest-bearing deposits | 1,096,516,000 | 1,312,236,000 | 544,172,000 | 951,383,000 |
| Equity capital | 622,907,000 | 612,409,000 | 681,739,000 | 720,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 71,444,000 | 143,111,000 | 224,205,000 | 314,544,000 |
| Interest expense | 22,010,000 | 44,270,000 | 75,872,000 | 116,249,000 |
| Net interest income | 49,434,000 | 98,841,000 | 148,333,000 | 198,295,000 |
| Noninterest income | 106,548,000 | 216,264,000 | 316,747,000 | 425,002,000 |
| Noninterest expense | 102,584,000 | 207,286,000 | 301,698,000 | 404,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,632,000 | 108,053,000 | 163,616,000 | 218,863,000 |
| Income tax | 17,988,000 | 36,288,000 | 54,933,000 | 74,268,000 |
| Net income | 35,644,000 | 71,765,000 | 108,683,000 | 144,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 508,315,000 | 545,314,000 | 578,131,000 | 618,066,000 |
| Total capital | 508,415,000 | 545,414,000 | 578,231,000 | 618,166,000 |
| Risk-weighted assets | 2,874,530,000 | 3,097,776,000 | 2,914,222,000 | 3,095,290,000 |